• Terms apply. Limited time only, must open the new account and complete qualifying activities to earn 3 individual rewards, up to a max of $350.00. See https://www.chime.com/policies/newmemberofferv3 for details.
• Chime is recommended by more of its users in the 2024 Qualtrics® NPS study when compared to top national banks and select fintechs. THE #1 MOST LOVED BANKING APP is a Registered Trademark of Chime Financial, Inc.
• Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
• SpotMe^® eligibility requires $200 or more in qualifying direct deposits to your Chime Checking Account each month. Qualifying members will be allowed to overdraw their account up to $20 in total, but may be eligible for a higher combined limit of up to $200 or more. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions. See SpotMe Terms and Conditions for details.

• No minimum balance required. Must have $0.01 in savings to earn interest.
• Out-of-network ATM withdrawal and over-the-counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
• The secured Chime Card^™ is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Chime® Checking Account required to apply.

• The Indigo/Milestone Mastercard reports your payment and account history to the three major credit bureaus and can help you build your credit history. Credit bureaus reflect a variety of factors in your credit history, such as payment patterns, utilization, derogatory marks, account age, total number of accounts, and inquiries. Not all factors are equally weighted. Responsible use and a consistent history of good standing and on-time payments are often key components of good credit and what lenders look at to determine whom they approve for credit.

• Earn a $200 statement credit welcome bonus after you spend $2,000 in purchases in the first 3 months of account opening.
• Cell Phone Insurance Protection, Mastercard ID Theft Protection™, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard^® Benefits portal.
• Earn 2 points per $1 spent. Redeem at 1 cent per point value when deposited into SoFi Checking and Savings, invested, or applied to eligible SoFi loans. Redeem at 0.5 cent per point for statement credit.
• Chime^® is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
• This is an advertisement. You are receiving this message because you opted in to receive information about financial products. Review terms and conditions carefully before applying.

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